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Are you buying a home, renovating, or checking the structural health of your property and need a house survey for your lender or insurer? Then you’ll need the expertise of a chartered surveyor.

Their assessments help you make safe, confident decisions – and avoid costly surprises later.

Read on for everything you need to know about finding and hiring a chartered surveyor covering Cardigan.

Rather we do the searching for you? Try our quick request a quote feature, and we’ll put you in touch with certified chartered surveyors covering your local area.

What does a chartered surveyor do?

A chartered surveyor will carry out a thorough home survey to assess the condition, structure, and value of a property.

A chartered surveyor typically offers:

• Condition report (Level one survey)
• Homebuyer report (Level two survey)
• Full structural survey for a building (Level three survey)
• Valuation reports
• Damp, subsidence, and structural inspections
• Advice on repairs and remedial work

How much does a chartered surveyor cost in Cardigan?

Expect to pay between £508 and £759 , with an average cost of £616.

However, costs depend on the type of survey, property age, size, and location. Older or larger properties usually require more detailed inspections, which increases the price.

Tip: Our house survey cost guide goes into all the detail, including how much you’ll pay for a new house snagging report.

What is the difference between a surveyor and a chartered surveyor?

Key differences between a surveyor and a chartered surveyor are:

• Chartered surveyor – Accredited by the RICS (Royal Institution of Chartered Surveyors) and can provide reports recognised by lenders and insurers
• Surveyor – Don’t hold RICS accreditation. Fine for an independent survey, but often not accepted by lenders and insurers

That’s why hiring a RICS Chartered Surveyor gives you a higher level of assurance and protection.

Tip: Our surveyor hiring guide has lots more information to help you decide what type of surveyor you need.

How long does a chartered surveyor take?

On average, a chartered surveyor will take:

• Homebuyer survey (Level 2) – 1.5–3 hours on site
• Structural survey (Level 3) – 3–8 hours on site
• Report turnaround – Typically 2–5 working days

That said, complex or older properties may take longer to assess and report on.

What does a house survey by a chartered surveyor involve?

A house survey provides a detailed assessment of the property’s condition, highlighting defects, risks, and recommended repairs.

A typical survey includes:

• External checks – Roof, walls, gutters, windows, chimneys
• Internal checks – Ceilings, floors, walls, doors, insulation
• Services overview – Visible plumbing, electrics, heating
• Structural assessment – Signs of damp, movement, rot or subsidence
• Photographs and evidence – Documenting visible issues
• A written report – Clear findings, repair advice, and potential costs

Is hiring a chartered surveyor worth it?

Hiring a chartered surveyor is not only worth it, but it’s often a necessity when:

• Buying or selling a property
• Applying for a mortgage or remortgage
• Renovating or extending
• Investigating structural concerns (cracks, damp, uneven floors)

Their expertise will help you make informed decisions and avoid unexpected repair costs later down the line.

Why use Checkatrade?

• Fully checked surveyors covering your local area
• Insurance always listed
• Easy to compare multiple profiles
• Handy reviews from local customers
• Covered by the Checkatrade Guarantee (T&Cs apply)